Athlete net worth is not the same as career earnings, gross income or even net take-home pay.
APSM estimates an athlete’s true financial position by examining contracts, endorsement income, federal/state taxes, agent fees, real estate, investments, business ownership and other assets and liabilities to build a more complete picture of long-term wealth across major sports.
Net worth also should not be confused with cash available to spend.
Instead, it represents the estimated value of everything an athlete owns after accounting for what they owe. That can include equity in real estate, investment accounts, business stakes, vehicles, collectibles and other assets that may appreciate or depreciate over time.
True Net Reality = retained lifetime earnings + asset value − liabilities
